Buyers Information
Congratulations on taking the exciting first step towards your new home! Purchasing a property can seem daunting, but with the right guidance and support, it can be a smooth and rewarding experience. At Reardons, we’re here to walk you through the entire process, from initial search to handing over the keys.
We advise that you start by reflecting on your lifestyle and long-term goals. How many bedrooms do you need? Do you require garden space, parking, or other specific features? It is important to get a clear picture of your finances too. Determine your maximum budget, whilst considering upfront costs like deposit, legal fees, and ongoing expenses like mortgage payments and bills.
Now to start your search! We offer a variety of properties in Sittingbourne and the surrounding areas, catering to different needs and budgets. Ensure that you register for our property alerts, this ensures that you stay informed about new listings that match your criteria via email notifications.
What happens when you find a property
Making an Offer/Offer Accepted:
- Our team will guide you through the offer process, ensuring it is fair and competitive. We’ll negotiate on your behalf to achieve the best possible outcome.
Agree on Sale & Instruct a Solicitor:
- Once your offer is accepted, instruct a solicitor to handle the legal aspects of the purchase. We can recommend efficient and reputable solicitors if required.
Surveys & Searches:
- Your solicitor will commission various surveys and searches, such as a homebuyer’s report and local authority searches. These documents will reveal any potential issues with the property and surrounding area.
Exchange Contracts & Completion:
- Exchange of contracts marks a legally binding agreement to purchase the property. At this stage, a deposit is typically paid and it is down to you to insure the new property going forward.
- Completion is the final stage, where you become the legal owner of the property and receive the keys!
What We Require from You
- Proof of ID and Address: We require valid photo ID and proof of address for anti-money laundering regulations.
- Financial Information: Share your mortgage agreement in principal or evidence of funds if paying in cash.
- Solicitor Details: Provide your chosen solicitor’s contact information to facilitate communication.
- Responsiveness: Prompt communication is crucial. Respond to requests for documents or information promptly to avoid delays.
We understand that buying a property can be overwhelming. At Reardons, we’re committed to making your journey as enjoyable and stress-free as possible. Contact us today to discuss your needs and start your exciting journey towards your dream home!
Further Resources:
- UK Government Guide to Buying a Home: https://www.gov.uk/government/publications/how-to-buy-a-home
- MoneyHelper Buying Guide: https://www.moneyhelper.org.uk/en/homes
